|Otis the Sasquatch
Joined: 25 Oct 2014
Location: Kirkwood MO
|Posted: Sun Jan 19, 2020 5:12 pm Post subject:
I just investigated how much it would be to up my coverage, to closer to what it would actually cost to rebuild if things went badly.
Progressive will raise my "accessories" coverage (over & above the tug value) from the $5k to $15k for an extra $179/yr.
The sidecar, & modifications, are "accessories" to them.
[$3k accessory coverage is standard w/ Comp and/or Collision with them. I now pay $180/yr full coverage, for tug value + the $5,000].
I think I'll pay up.
Can't count on other peoples insurance. Or them even having insurance.
Or it not being my screw-up.